Insurance Restoration forStorm-Damaged Windows or Doors
All Around Windows & Restoration, LLC helps Colorado homeowners navigate the insurance claim process, from damage documentation to installation. No hassle, no guesswork.
Colorado's Front Range averages some of the highest hail frequencies in the U.S., act promptly to protect your claim.
Our Process
From Damage Assessment to Final Installation, We Handle It
Damage Documentation
Our team inspects and photographs all window and door damage in detail, creating a documented record that supports your insurance claim from the very first contact with your adjuster.
Insurance Coordination
We work directly with your insurance adjuster, provide itemized estimates, and advocate for full replacement coverage, so you're not left fighting the process alone.
Temporary Protection
Where needed, we provide board-up and temporary weatherproofing to protect your home while the claim processes, keeping your family safe and your property secure.
Expert Installation
Once your claim is approved, our experienced crew installs replacement windows and doors to manufacturer specifications, backed by our workmanship warranty.
Insurance Restoration Coverage
What We Restore & Replace
Hail-Cracked Glass
Hail impacts that crack, chip, or shatter window panes and glass door panels. Even small cracks compromise thermal performance and should be addressed promptly.
Broken Window Seals
Impact damage that breaks the thermal seal of double-pane windows, causing fogging between panes and significant heat loss, a common but often-overlooked hail consequence.
Damaged Window Frames
Dents, cracks, and warping in aluminum, vinyl, or wood frames from hail or wind-driven debris. Frame damage can compromise weathertight seals and structural integrity.
Shattered Door Glass
Storm-damaged sidelights, door glass panels, and decorative glazing. We replace glass in all door styles while maintaining the existing frame and hardware where possible.
Door Frame Damage
Wind-forced doors, warped frames, and structural damage from falling debris. A damaged door frame creates security vulnerabilities and energy inefficiencies that worsen over time.
Screen & Hardware Damage
Torn screens, bent frames, and damaged hardware from hail and wind events. Though often overlooked by insurers, screen damage is typically covered under comprehensive policies.
Step by Step
How the Insurance Claim Process Works
Contact Us
Call (303) 900-8828 or schedule online. We'll arrange a visit within 24–48 hours of your request, even for recent storm events with high volume.
Damage Assessment
Our team documents all window and door damage with photographs and a detailed written inspection report, the exact format insurance adjusters need to process your claim.
Claim Filing Support
We provide your insurance company with a full itemized estimate and complete damage documentation, ensuring nothing is missed or undervalued in their initial review.
Adjuster Meeting
We're available to meet with your adjuster on-site to walk through the damage and our assessment in person, a critical step that often results in more complete claim approval.
Approved → Installation
Once your claim is approved, we schedule and complete installation, usually within days of approval. We handle all coordination so you can focus on your family, not the paperwork.
By the Numbers
Colorado's Hail Problem Is Real
The Front Range, including Lakewood, Denver, Westminster, Arvada, and surrounding communities, sits in a high-hail corridor that meteorologists call "Hail Alley." Damage to windows and doors is often underreported and underinsured, leaving homeowners absorbing costs their policies were designed to cover. All Around Windows & Restoration, LLC makes sure you get what you're entitled to.
Common Questions
Frequently Asked Questions
Does insurance cover window and door damage from hail?
In most cases, yes. Standard homeowners insurance policies in Colorado include "dwelling coverage" (Coverage A) and sometimes "other structures coverage" (Coverage B), both of which typically cover sudden and accidental damage from hail, including cracked or broken windows, damaged frames, and blown-in doors.
However, policy language varies. Some insurers require hail damage to meet a minimum size threshold, and certain policy types (ACV vs. Replacement Cost Value) affect what you actually receive. We can help you understand what your specific policy covers during our initial inspection.
How soon after a storm should I file a claim?
As soon as possible. Colorado homeowners have up to two years from the date of the storm event to file a hail damage claim under most policies, but waiting creates real risks: damage can worsen, storm dates become harder to verify, and adjusters may attribute deterioration to wear rather than the storm.
We recommend calling us within days of a significant storm. We document the date and weather event alongside the physical damage, creating a time-stamped record that strengthens your claim considerably.
Will filing a claim raise my premiums?
Weather-related claims, including hail, are typically treated differently from at-fault claims. Colorado is a high-hail state, and most insurers recognize this. A single hail claim is unlikely to result in a premium increase, though this varies by carrier and your policy history.
If you have concerns about premium impact, we can discuss the scope of damage and help you make an informed decision. Many homeowners find that the repair cost far exceeds their deductible, making filing the right financial choice.
What if my insurer's estimate is lower than the actual repair cost?
This is common, and you have options. We provide a detailed counter-estimate and will meet with your adjuster to walk through any discrepancy line by line. In cases where an insurer's initial estimate is significantly below fair replacement cost, a supplemental claim can often be filed.
If needed, you also have the right under most Colorado policies to invoke the appraisal clause, a formal dispute resolution process that brings in an independent umpire. We can guide you through that process if it becomes necessary.
Do I need to pay anything upfront?
Our damage inspection and documentation is provided at no upfront cost, no obligation. If your claim is approved and you choose to work with us for installation, you typically pay your deductible. Your insurance covers the remainder per your policy's terms.
We'll walk you through what to expect financially before any work begins, so there are no surprises.
How long does the claim process take?
After a major storm event in the Denver metro or Front Range, insurers can be processing thousands of claims simultaneously, which can extend timelines. A typical claim moves through inspection, adjuster review, approval, and payment in 2–6 weeks under normal conditions, potentially longer after a widespread event like a significant hailstorm.
We stay in active communication throughout and follow up with your carrier on your behalf to keep things moving. Installation typically happens within days once payment or approval is confirmed.
What if my damage was from a storm several months ago?
You may still have a valid claim. Colorado's two-year statute of limitations for hail damage claims means homeowners who noticed damage later in the season, or simply didn't know they had coverage, can still file. The key is establishing the storm date, which we do using verified weather data and impact evidence present in the damage itself.
Call us and describe when you first noticed the damage. We'll give you an honest assessment of what's claimable and what the process looks like at this stage.
What areas do you serve for storm damage?
We primarily serve the greater Denver metro area and the Front Range corridor. This includes Lakewood, Denver, Littleton, Aurora, Arvada, Westminster, Englewood, Centennial, Parker, Highlands Ranch, Golden, and surrounding communities.
If you're in the broader Jefferson, Arapahoe, Douglas, Adams, or Denver County area and have experienced storm damage, give us a call at (303) 900-8828, we'll let you know if we can serve your location.